Companies a business your size can reach today, through a broker or directly.
Four of the seven will sell to a business your size today: Vouch (Online application, most quotes same day), Coalition (Through a retail broker), CFC Underwriting (Through a retail or wholesale broker), and Embroker (Online quote and bind).
Built for your size, not buyable yet
HSB (Munich Re)
Announced an AI liability add-on built specifically for businesses with 1 to 500 employees, to be attached to policies sold by partner carriers.
Not yet purchasable
| Company | Reach | What it is | How you buy | Licence | Checked | |
|---|---|---|---|---|---|---|
 Vouch | SMB reachable | Digital broker for technology companies whose AI Insurance grants affirmative cover for AI errors and omissions, algorithmic bias, IP claims and the cost of defending an AI regulatory investigation. | Online application, most quotes same day | Licence verified | 2026-09-13 | Full assessment → |
 Coalition | SMB reachable | Cyber insurer whose affirmative AI endorsement extends its security-failure and funds-transfer-fraud triggers to incidents caused by AI and deepfakes, now extending further to AI-output and AI-regulatory endorsements. | Through a retail broker | Licence verified | 2026-09-14 | Full assessment → |
 CFC Underwriting | SMB reachable | Lloyd's-backed underwriter that wrote affirmative AI language into its existing technology errors and omissions, professional liability, cyber, intellectual property and media policies rather than launching a separate AI product. | Through a retail or wholesale broker | Licence verified | 2026-09-14 | Full assessment → |
 Embroker | SMB reachable | Digital broker that includes an AI coverage endorsement automatically on every eligible technology errors and omissions and cyber quote in its startup program, rather than selling it as an extra. | Online quote and bind | Licence verified | 2026-09-14 | Full assessment → |
 Mayflower Specialty | Enterprise only | Dedicated affirmative AI liability program combining directors and officers, employment practices and errors and omissions cover at $5M limits, underwritten by Mayflower and issued by Hadron Specialty. | Request Access form only | Licence unverified | 2026-09-13 | Full assessment → |
 AIUC | Enterprise only | Underwrites liability for AI agent failures, hallucinations, intellectual property infringement and data leakage at limits up to $50M, priced against its own audit of the system being insured. | Paid audit, then enterprise sales | Licence unverified | 2026-09-13 | Full assessment → |
Digital broker for technology companies whose AI Insurance grants affirmative cover for AI errors and omissions, algorithmic bias, IP claims and the cost of defending an AI regulatory investigation.
How you buy: Online application, most quotes same day
Cyber insurer whose affirmative AI endorsement extends its security-failure and funds-transfer-fraud triggers to incidents caused by AI and deepfakes, now extending further to AI-output and AI-regulatory endorsements.
How you buy: Through a retail broker
Lloyd's-backed underwriter that wrote affirmative AI language into its existing technology errors and omissions, professional liability, cyber, intellectual property and media policies rather than launching a separate AI product.
How you buy: Through a retail or wholesale broker
Digital broker that includes an AI coverage endorsement automatically on every eligible technology errors and omissions and cyber quote in its startup program, rather than selling it as an extra.
How you buy: Online quote and bind
Dedicated affirmative AI liability program combining directors and officers, employment practices and errors and omissions cover at $5M limits, underwritten by Mayflower and issued by Hadron Specialty.
How you buy: Request Access form only
Underwrites liability for AI agent failures, hallucinations, intellectual property infringement and data leakage at limits up to $50M, priced against its own audit of the system being insured.
How you buy: Paid audit, then enterprise sales
Every company on this page is re-checked daily against its own site and public filings, and reviewed by a person each quarter. A daily check catches what a company publishes about itself. It will not catch what a company has not yet announced, so treat an entry as current to its last-checked date rather than as the whole picture.
Building something in AI liability, or think a company belongs on this list? Tell us and we will assess it. We target 2-3 companies to assess per month, and we will send you the full criteria we assess against when you write to us.
Evaluation is free and always editorial. No company can pay to appear here, and asking does not make listing more likely. A company that does not meet the criteria cannot be listed, however it reaches us. If that is the outcome, we will tell you which gate it missed and what would change the answer.
What we assess, in short: whether coverage is bindable today and whose paper is behind it, whether a small or mid-size business can actually buy it, and whether the licensing holds up against a regulator's own record rather than a company's description of itself.
Goes straight to the editor
Unresolved means we could not close a question: an open regulator finding, a carrier nobody will name, a product that is not bindable yet. We do not publish which companies those are, and we do not publish the ones that did not meet the bar. If you think we have missed one, ask us.
Watched listings are editorial and free. You can also reach us about anything else.