Terms of use and disclaimer

Effective 2026-08-12. Publisher: iSinghLabs Inc. Author: Joel R. Singh.

These terms govern your use of the AI Liability Insurance Buyer's Guide at aicoverageguide.com (the "site"). By using the site you agree to them. If you do not agree, please do not use the site.

Informational only, not advice

Everything on this site is published for general education about the AI insurance market. It is not insurance advice, legal advice, financial advice, or a recommendation to buy, decline, or renew any policy. Coverage terms, exclusions, endorsements, and pricing change frequently and vary by carrier, state, and individual risk. Nothing here accounts for your specific circumstances.

Before you make any coverage decision, confirm the details with the carrier that issues the policy or with a licensed insurance broker or attorney in your jurisdiction. The policy wording that a carrier issues to you is the only document that controls your coverage.

No client or agency relationship

Reading this site, contacting the author, or subscribing to updates does not create a broker, agent, advisory, or attorney relationship. iSinghLabs Inc. is not an insurance producer and does not sell, place, or bind coverage. We receive no commission on any policy you buy.

Accuracy and no warranty

The datasets and articles here are researched from public filings, carrier product pages, and policy wordings, and each factual cell carries a source and a last-verified date. Even so, the market moves faster than any single guide can track, and errors happen. The site is provided "as is," without warranty of any kind, express or implied, including fitness for a particular purpose. We do not warrant that the content is complete, current, or free of error. If you find a mistake, our correction policy explains how we fix it in public.

Third-party links and advertising

The site links to carriers, brokers, filings, and other outside resources, and it carries display advertising, including Google AdSense. Advertising and sponsorship never influence our rankings or which facts we publish; see our advertising policy and funding disclosure. We do not control third-party sites or ad content and are not responsible for their material, accuracy, or privacy practices. A link is not an endorsement.

Intellectual property

The written content, layout, and original datasets on this site are the property of iSinghLabs Inc. unless otherwise noted. Licensed dataset access is offered under separate terms described on the licensed data page. You may quote or cite the site with attribution to "AI Liability Insurance Buyer's Guide (aicoverageguide.com)" and a link. You may not republish articles or datasets wholesale without written permission.

Limitation of liability

To the fullest extent permitted by law, iSinghLabs Inc., its author, and its contributors are not liable for any loss or damage arising from your use of, or reliance on, this site, including any coverage decision, denied claim, or uninsured loss. Your remedy for dissatisfaction with the site is to stop using it.

Changes to these terms

We may update these terms as the site and the market change. Material changes are dated here, and the effective date at the top of this page always reflects the current version. Continued use after a change means you accept the updated terms.

Governing law

These terms are governed by the laws of the State of New Jersey, without regard to its conflict-of-law rules. Any dispute will be handled in the state or federal courts located in New Jersey.

Contact

Questions about these terms: [email protected], or use the contact form.